Manning Risk Advisory provides independent trust audit and internal audit services tailored for community banks and regional financial institutions, enhancing their risk management strategies.
Trust department audits are a regulatory requirement — and a reputational one. Manning Risk Advisory provides full-scope annual reviews, co-sourced support, and targeted engagements tailored to your department's size and complexity. Currently serving eight trust departments under contract, with experience spanning personal, corporate, and employee benefit accounts across FRB, OCC, and FDIC-regulated and state-chartered institutions managing assets from under $10 million to $4 billion.
For institutions that need a complete internal audit function or supplemental expertise, Manning Risk offers flexible engagement models to fit your needs. Coverage spans a broad range of operational areas including ACH, bank investments, branch and deposit operations, HR and payroll, wire transfers, remote deposit capture, and retail non-deposit investment products. Every engagement is led at the senior level — no junior staff, no learning curve on your dime.
Manning Risk does not provide compliance reviews or loan review services.
A sound internal audit program starts with a credible risk assessment. Manning Risk helps institutions build risk-based audit plans from the ground up or strengthen existing frameworks — calibrated to your institution's size, strategic direction, and regulatory expectations. Whether you're starting fresh or refining what you have, the result is a defensible, examiner-ready plan.
Manning Risk Advisory provides independent audit coverage across the full spectrum of treasury management and cash management operations — both as individual, targeted engagements and as comprehensive combined treasury management audits.
Individual audit coverage includes:
For institutions seeking broader coverage, these areas can be combined into a single treasury management audit engagement — providing a comprehensive view of your institution's cash management risk environment, internal controls, and policy compliance in a coordinated, cost-effective review.
Engagements are tailored to your institution's size, complexity, and regulatory profile, with findings presented in a format designed to support examiner review and executive decision-making.